Soon
Dengi
Personal finance tracking in Telegram: just say what you spent. I built it in three days for myself and will open access soon.
- Role
- Founder: research, product, development
- Year
- 2026
The problem
In Kyrgyzstan, people keep money across several banks and in cash, and banks have no open APIs. Tracking it by hand takes too long, so almost nobody does it.
What it is
A Telegram bot you can just talk to: "taxi 350, coffee 180".
- Understands everyday speech: several expenses in one sentence, corrections ("no, the taxi was 350"), transfers between accounts, debts.
- Reads receipt photos and transfer screenshots, imports MBank statements.
- Shows how much you can still spend today and reminds you about debts and payments.
- Analytics open right inside Telegram.
These are my real numbers. Under each expense you can see what I said out loud.
How I built it
First I researched the market: I took apart Zenmoney and other finance apps and figured out what is missing here. Then I built a working version in three days, and I use it every day.
Where it is now
It works for me. I will open access to others soon.